How to effectively deal with your insurance company after an accident

On Behalf of | Aug 5, 2020 | Personal Injury |

A motor vehicle accident will turn your life upside down. From injuries to the impact on your job and finances, you have a lot to worry about.

On the plus side, you can file an insurance claim with the idea of obtaining the compensation that’ll help you get your life back on track. The only problem with this is that your insurance company isn’t looking out for your best interests. They’re doing whatever they can to minimize the amount of money they payout.

Here are three tips for effectively dealing with your insurance company after an accident:

  • Review your policy: Your policy is the contract between you and your insurance company. You have the right to receive compensation as outlined by your policy, so don’t let your insurer off the hook. 
  • Don’t make a written or recorded statement: Your insurance company may attempt to force you into this. Should you say the wrong thing when providing a statement, it could harm your ability to obtain compensation. 
  • Take notes: Make note of any conversation you with your agent or any other representative of the insurance company. This should include the date and time, along with the person’s contact information and what was discussed.

With so much to think about, it’s not always easy to deal with your insurance company after an accident. However, if you find yourself in this position, it won’t be long before you’re doing so. Take your time, don’t let your agent push you around, and do whatever it takes to protect your legal rights. This will help put your mind at ease.